Providence Plantation Newsletter: Winter, 2014

Another Year in the Neighborhood By Bob Hayes I hope everybody had a great holiday, and I wish all a very happy and healthy new year. Enclosed in the envelope […]

Another Year in the Neighborhood By Bob Hayes

I hope everybody had a great holiday, and I wish all a very happy and healthy new year.

Enclosed in the envelope with this newsletter is an invoice for HOA dues for 2015. I hope everyone will give serious consideration to joining. The dues are again just $80 per year, and I think all would agree the money is well spent. The Homeowners Association provides significant benefits for its members and in some respects for all residents of Providence Plantation. These benefits include maintaining attractive landscaping at all of the entrances, extra police patrols of the neighborhood, a neighborhood phone directory, a variety of social clubs and activities for those who are interested, and a neighborhood email communications system.

We have a new feature so now you can pay electronically using a credit card just by going to our website: Again, please join and contribute to the maintenance of a great and beautiful neighborhood.

The Board of Directors has decided to try something new for our annual public meeting in January. We usually try to obtain a speaker that can discuss something of interest about the neighborhood. For example, in the past we have had our City Councilman, and a County expert on the wetlands and natural areas in the neighborhood. This year we are trying something different. We concluded a large number of us are of the age that we may need to learn the details of Social Security and how it will affect us (or our parents). We have found an expert on the subject who will come to our meeting, give a presentation and then answer questions. He WILL NOT be trying to sell any product or service. While this subject is not about the neighborhood, we think it is a subject that will be of interest of many in the neighborhood. Please see the article in this newsletter for full details. If anybody has questions, please contact me at

National Social Security expert, Jim Caulder, to speak at annual PPHA meeting

Save the date –  Thursday, January 15th, 7 PM

Recognized as a technical expert on Social Security and Medicare entitlement programs, this year’s speaker for our annual meeting, Jim Caulder, has appeared on both television and radio, and is often called “Mister Social Security”.  He was employed with the Social Security Administration for over 33 years. Mr. Caulder is known for his witty and entertaining presentations that explain complex Social Security laws in a way that is easily understood by all.

Topics include:

  • The most up-to-date information on Social Security
  • How to maximize your benefits
  • How to avoid leaving money on the table

Many of us have questions about Social Security entitlement programs for ourselves or our relatives.  Mr. Caulder will answer questions during the presentation and will stay after the presentation to answer questions as long as there are people needing answers.  This is not a presentation given by a financial planner interested in marketing investment opportunities. Mr. Caulder holds himself out to accountants and tax practitioners as an expert on Social Security matters.  He is one of the most knowledgeable and sought after speakers in the Carolinas on this subject.

The meeting will be held in the upstairs fellowship hall at:

St. Nektarios Greek Orthodox Church
5108 Kuykendall Rd.
Charlotte, NC 28270

If you have not already responded to an invitation sent out through email, please RSVP to or call 704-718-6433 and leave a message.  Please include the number of people that will be attending so that we can prepare sufficient seating and handouts.

A note to invited guest from Jim Caulder:

I have had several calls from financial planners, CPAs, and tax attorneys over the last two years asking that I visit their state and make presentations on Social Security. Usually the individual heard me speak before, or has gotten feedback from someone who did attend one of my presentations. I get consistent feedback to two major things:

1) The information I present relates to real cases with real people who have lost large sums of money due to lack of action on their part; or taking some action that they did not need to take AND

2) The humor I present during the presentation to make a point.

If you are interested in finding money, avoiding making costly mistakes, or simply learning some of the “less than usual” situations related to Social Security I am confident you will find my presentation helpful.

I’m sort of like my Aunt Fodie. Aunt Fodie lived to be 98. She lived in a clapboard house without running water. She dipped Railroad snuff and called my daddy, “Jamesee”. I can hear her now talking to dad, “You know Jamesee, I don’t know much, but what I know, I know the hell out of”.

I can assure you, if you attend my presentation, you will have the opportunity to get answers.

Jim Caulder

PPHAO dues remain at $80 for 2015!

Out PPHOA dues have remained at just $80 since 1995. That is 19 years without a dues increase. And, 2015 will remain at $80 again! So, what do you get for your $80? The majority of the PPHOA funding is to maintain the five landscaped entrances into Providence Plantation. These five entrances represent the “gateway” to 1,431 homes and provide beautiful year-round maintenance, flowers and Holiday decorations that showcase our neighborhood. Insurance, legal fees, bank fees, water and electricity are some of the other necessities that require funding.

Neighbors are also grateful for the weekend Charlotte Police security patrols throughout the community. Their service is solely funded by your PPHOA dues.

Our emails and news blasts allow neighbors to post lost and found announcements. We have been able to locate owners of lost car keys and have reunited many animals and owners over the past year. This important outreach is funded by your PPHOA dues.

We all appreciate the convenience of having a neighborhood directory at our fingertips. The directory lists residents by name and by street address. Even better is the great services section in the directory that will give you immediate access to the names and telephone numbers of homeowners who can provide a wide range of services such as pet sitting, babysitting, tutoring, medical, photography, accounting, landscaping and household repairs.

Have you been to the Providence Plantation website? Our site gives you updates on neighborhood events and access to Board members.

Homeowners who are members of the PPHOA are invited to call about joining social groups including Bridge, Book and Supper clubs in the neighborhood. It’s a great way to meet your neighbors and make new friends.

All 1,431 families enjoy the benefits of the Providence Plantation efforts to maintain our elite community status… please support the 2015 PPHOA campaign and pay your share by sending your $80 dues with your membership form.

Jeanneane Smith

Get social in the neighborhood: meet, dine and play

Looking for social activities to get to meet new neighbors? We have several options for you.

Supper Club: New groups are formed at the start of each year. 4-6 couples take turns hosting each other throughout the year. More details will be given once groups have been established. If you are interested in participating this year, please email me at by January 15, 2015.

Kitchen Creations: New this year! Gather with other neighbors. It’s Dream Dinners with a twist. The host will choose two to three dinners. Ingredients will be assigned to each person to bring and then the fun begins. Get together to create meals you can eat right away or freeze and save for a busy day when dinner prep is not an option.

Play Groups: We are looking for someone to be the contact for Play Groups.

Book Club: Interested in starting a new book club? We need 6 plus to start a new book club.

Bridge: Bridge groups run year-round.

Please email me at, if you are interested in joining a group or helping organize one!

Mary Barton Ross

Safety and Security

The following crimes were reported in Providence Plantation from September 1 to December 7.

Crimes Reported  Sept.  Oct.  Nov.  Dec. Total
Assault – Non-Aggravated 1 1
Burglary – Commercial     1   1
Burglary – Residential     3   3
Fraud   1 1   2
Larceny from Auto 5 1 1   7
Larceny – Other 1 3 1 1 6
Vandalism   5     5
Total Crimes Reported 6 11 7 1 25

The following is a breakdown of the number of crimes that occurred by day of the week.


5 3 8 3 0 2 1 3

15 of the 25 crimes reported occurred on three dates 09/30-10/1, 10/12, 11/9-11/10

Five of the Larceny from Autos were reported on the same date and were probably committed by the same person(s). Several other larceny from autos were reported on the same date in neighborhoods adjoining ours.

In Five of the seven larcenies from auto, property was taken from unlocked autos.

Four of the five vandalisms occurred on the same day, 10/12. Two mailboxes were bashed and two windows had bricks thrown through them.

The four burglaries, a larceny from auto and a larceny-other were reported on 11/9-11/10 and were probably committed by the same person(s). Similar crimes were also reported in neighborhoods adjoining ours.

In two of the burglaries items were taken from open garages, one occurred at a construction site and one involved items stolen from a storage shed.

I recently received the following e-mail from a homeowner in our neighborhood; “Harvey, recently several children have been riding motorized go carts in the neighborhood. It is my understanding that this is illegal. My bigger concern is that we also have many young drivers with new permits and the combination can lead to disastrous consequences. While no one wants to stop kids having fun, operating a motorized go cart is not an easy task and should a car not see a child in one of these carts the poor driver may have to live with an awful tragedy for the rest of their life.

The parents need to understand that they are putting their children’s lives as risk and that breaking the law to allow kids to have fun is not a solution for play but rather a recipe for heartbreak all the way around”.

NC Statutes prohibit the use of Go-Karts on City streets and sidewalks.

Our homeowners association uses Constant Contact to email three of our four quarterly newsletters, to reunite lost/found pets with their owners and to notify residents of crime/safety alerts.

Sometime in January, I will be updating our email database. If you have changed your email address in the past year and/or have not been receiving emails from us and want to receive them, please email me your email address.

It is important to report all incidents of crime to the Charlotte-Mecklenburg Police Department.   For crimes in progress and other emergencies, dial 911.  For non-emergencies, and past crimes, call 311.  You can also report the following past crimes using the Online Reporting System; Larceny, Harassing Phone Calls, Theft from Auto, or Property Damage. You can do so at: or by a link from

Also, please notify me at 849-9234, between 9am and 9pm, or you can e-mail me at

Best wishes for a happy, healthy and safe New Year.

Harvey Katowitz,
Security Chairperson